Guides written for Quebec buyers, owners and self-employed borrowers who want to compare options before committing.
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Current rates
Today’s rates, read with their conditions.
These rates are indicative. The one you get depends on your file, the type of mortgage (insured or not) and the lender, and the penalty attached to it matters as much as the number.
TermIndicativePosted
1 year fixed
4.59%
5.49%
2 years fixed
3.99%
4.89%
3 years fixed
3.99%
5.95%
4 years fixed
4.09%
5.99%
5 years fixed
4.14%
6.09%
5 years variable
3.50%
4.45%
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Buying, renewing, refinancing or an unusual situation: describe where you are at, even if it is still vague. Mathieu replies with the next steps and the documents to gather.
